Prudential Checklist

The NHP Foundation Contingent Liabilities and Debt Summary

Construction Completion Guaranty

Comments

Contingent Liabilities Stabilized Properties Forest

Debt Guarantees

Operating Deficit Gaurantee

Operating Deficit Reserves

"Net" ODG

ODG Expiration

100,000 370,444

100,000 32,120

No expiration

Alabama Ave

338,324

Nov ‐ 18

Guarantee ends later of the last day of the 60th month following Renatal Acheivment or when the property realizes 1.15 DSCR for 12 consecutiive months ending no sooner than 60 months after Rental Acheivement and the Operating ReserveMinimum Balance is funded ($675,000)

900,000 563,000 1,600,000 1,263,192 1,588,000

CHA (4)

670,000 546,651 572,000 529,000 1,584,411

230,000 16,349 15,589 691,192

Yes

St Luke's Preservation

Meet 1.15 DSCR for 12 months

Bayview (1) Hollybush

2020

11/1/2020

Plaza Borinquen

1,059,000

Guarantee began 5/1/2017 and expires 5/1/2022

Pines (2)

3,700,000 Funds drawn from LIIF Quick Strike

Harvest Homes

141,280

Subtotal

6,525,916

4,240,386

2,144,250

3,700,000

Acquired Properties to be rehabilitated 17 Mississippi

2,130,000 LISC Predevelopment Loan

1,860,000 Partial Guaranty of of $4,800,000 First Mtge 4,720,000 Partial Guaranty of of $5,000,000 First Mtge 4,215,000 20% of outstanding balance of the laon

Alexander House

New Covent Ridgecrest Berry manor

4,515,000 17,440,000

Subtotal

Properties in Rehabilitation Anacostia

13,850,000 Construction Loan Guaranty stops at stabilization

22,375,000 Loan for acquisition and rehabilitation $2.5M; Construction Loan $19,875,000

Hollander Ridge

Yes

Guarantee ends later of the last day of the 60th month following Renatal Acheivment or when the property realizes 1.15 DSCR for 12 consecutiive months ending no sooner than 60 months after Rental Acheivement and the Operating Reserve Minimum Balance is funded ($957,338) Termination of guarantee when Property maintains 1.15 DSCR for 4 consecutive months and balance in Operating Reserve equals or exceeds $602,000, but no sooner than five years from stabilization. Guarantee terminates when property has 2 consecutive Qtrs, not before 54 months after Stabilized Occupancy, of 1.15 DSCR, Physical Occupancy of 90%, ecenomic occupancy of 80% and balance of $612,622 in Operating Reserves

16,000,000 Construction Loan Guaranty stops at stabilization

Yes

Benning Heights (3) Bolton North (9)

12,600,000 Loan Guaranty after constuction

945464

945,464

604,000

Yes

Cleme (5)

382,000

222,000

594,381

14,000,000 Construction Loan Guaranty stops at perm conversion

Parkchester (6)

363,380

231,001

Yes

5,250,000 CCLF 2nd 100% guaranteed

Mark Twain

1,810,000 Guarantor will provide a repayment equal to the loan amount in excess of 80% of the value (estimated at $1,810,000)

Princess Anne

Takoma

18,125,000

3,000,000 Construction Loan Guaranty 10,405,000 Construction Loan Guaranty

The Strand

Yes Yes

Victoria Gardens Apartments LLC

Subtotal

2,143,845

1,690,844

453,001

117,415,000

Other Affilated Entities NHPF Texas

5,000,000 CIP Development Line of Credit ‐ 2023

500,000 LISC Predevelopment Loan

NHPF Huston ( Change Happpens)

Subtotal

5,500,000

TOTALS

8,669,761

5,931,230

2,597,251

144,055,000

(1) The operating deficit guarantee for Bayview is defined as 6 months opex plus debt service, which we are estimating to be $1.6M (2) NHPF is Joint and several Guarantor with JV partner. Each partner would be responsible for 50% ($1,850,000) (3) Operating Deficit Guarantee begins on Rental Achievement and is capped at $939,000 (4) Guaranty begins on Rental Achievement and is capped at $960,000 (5) Guarantee becomes active at stabilization: Max amount equals $1,183,000 (6) Guarantee becomes active at Stabilized Occupancy: Capped at $594,381 (7) Guarantee not yet active, Maximum reserve will be $141,280 (8) Guarantee not yet active. Capped at $1,150,000 (9) NHPF and it's development partner (Urban Atlantic) jointly provide a guaranty of $36.4M during construction and then $25.2M post construction.

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